Learn if you can borrow from your 401k, including loan limits, repayment rules, and risks. Compare alternatives to avoid costly penalties and understand tax implications. Explore pros/cons to make informed retirement decisions.

Learn how 30 months equals 2.5 years with real-world examples in child development, financial contracts, and warranties. Avoid common mistakes and save money using practical tips and charts.

Learn to accurately calculate yearly income for salaries, hourly work, freelancing, and investments. Includes tax implications, tools, and real-life examples.

Learn how to accurately calculate gross annual income with real-life examples. Includes salary, overtime, bonuses, side hustles, special cases, and common mistakes to avoid for loans and taxes.

Discover what percent of your salary should go to your mortgage. Learn why the 28% rule fails, how to calculate using net income, and realistic targets (25-35%) with real-life examples.

Latest 2023 U.S. median income data with state-by-state comparisons, historical trends, and practical tips to leverage this information for smarter financial decisions. Includes income disparities analysis.