Understand what interest rates truly mean beyond textbook definitions. Learn how they impact loans, credit cards, mortgages and savings with real-world examples. Discover actionable strategies to save money and build wealth through interest rate management.

Step-by-step guide to calculating your debt to income ratio (DTI) with real examples. Learn what counts as debt, common mistakes to avoid, lender requirements, and strategies to improve your DTI.

Can you pay car loans with credit cards? Learn lender policies, third-party workarounds like Plastiq, hidden fees (2.5-3.5%), risks to credit scores, and smarter alternatives. Includes real lender data.