Step-by-step guide to Medicare Part B enrollment without penalties. Learn critical deadlines, sign-up methods (online/in-person/mail), premium costs including IRMAA fees, employer coverage rules, and essential post-enrollment steps. Avoid coverage gaps and lifetime penalties with expert advice.

Understand critical Medicare age rules including Initial Enrollment Period deadlines, Part B penalties, exceptions for disabilities, costs at 65, and how to avoid coverage gaps. Essential guide for those approaching Medicare eligibility.

Complete guide to Medicare enrollment timelines - avoid lifetime penalties. Covers IEP, SEP deadlines, Part B/D costs, special enrollment rules, and step-by-step signup process for 2024.